Rental Yield Calculator
Calculate gross and net rental yield on any SA investment property. Includes vacancy, management fees, rates, levies, maintenance and insurance.
Use Calculator →Everything you need to calculate South African property costs in one place — transfer costs, building costs, FLISP, rental yield, bond repayments, CGT, paint estimates and dozens more. 100% free. No signup. No data stored.
Updated within 24 hours of SARB rate changes & the National Budget
SA-specific tools for investors, developers and homeowners. No signup required.
Calculate gross and net rental yield on any SA investment property. Includes vacancy, management fees, rates, levies, maintenance and insurance.
Use Calculator →Calculate your exact monthly bond repayment and total interest. Model extra payments and see how they cut years off your term. Investor rental offset included.
Use Calculator →Transfer duty, conveyancing fees and bond registration costs — every rand you need to budget before making an offer. SA 2026 SARS brackets.
Use Calculator →Estimate residential construction costs across all 9 SA provinces. New builds, extensions and renovations — adjusted for finish level. 2026 rates.
Use Calculator →Browse by who you are, not just what you need.
34 calculators: yield, capital gains tax, FLISP, bonds, gearing and more
See Investor Tools →Building cost, bricks, concrete, paint, paving, tiles and more
See Developer Tools →Paint, tiles, plastering, irrigation, solar, geyser, electrical and more
See Artisan Tools →Compare up to 3 properties or loans side by side
See Comparison Tools →Or start from the question you actually came here to answer.
However you phrase it, whether "how much will it cost" or "what will this actually work out to," the topics below give you a real, itemised answer, not a guess.
What it actually costs to build, broken down line by line, before you break ground
Explore Topic →What you're owed on your rental deposit, and how many days your landlord has to pay it
Explore Topic →Check your subsidy amount in seconds, then everything you need to get it approved
Explore Topic →Every rand a purchase costs beyond the price tag, start to finish
Explore Topic →SA property investors face unique challenges. Most online calculators are built for UK or US markets and miss critical SA-specific costs. We fix that.
All calculations follow current SARS tax rules and South African transfer duty brackets.
Updated for the current prime interest rate of 10.50% affecting every bond calculation.
Covers sectional title, freehold, and commercial properties with SA-specific cost structures.
No signup, no credit card, no data stored. Just free tools that work instantly.
South African property investors face unique challenges — transfer duty, Section 13sex deductions, and a volatile prime rate. Most online calculators are built for UK or US markets and miss critical SA-specific costs. SA Property Tools fills this gap with calculators built entirely around South African legislation, tax rules, and market data.
Real analysis. SA-specific data. No fluff.
Gross and net yield formula with a full worked example using real SA numbers. Includes city benchmarks and a free calculator.
Read More →City-by-city breakdown of gross and net rental yields with best suburbs for buy-to-let investors.
Read More →Data-driven projections: Centurion 13.0%, Fourways 11.9%, Observatory 11.8%. Full city-by-city analysis with macro drivers.
Read More →The full process, explained in order — readable online, downloadable as a PDF.
Every step from first budget to getting the keys — bond, OTP, transfer and costs.
R38,911–R169,265 for first-time buyers — criteria, documents and payout rules.
47 due-diligence checkpoints across 7 categories — printable and free.