Built for South African Property Investors

Free SA Property Calculators for Investors, Developers & Artisans

Everything you need to calculate South African property costs in one place — transfer costs, building costs, FLISP, rental yield, bond repayments, CGT, paint estimates and dozens more. 100% free. No signup. No data stored.

Updated within 24 hours of SARB rate changes & the National Budget

SA Property Tools — free South African property investment calculators
R6.9T
SA residential property market value
Source: CAHF (Centre for Affordable Housing Finance), 2024
Up to 14.6%
Gross rental yield in top SA buy-to-let suburbs
10.50%
Current prime lending rate affecting every bond calculation
Source: SARB MPC, May 2026

Featured Calculators

SA-specific tools for investors, developers and homeowners. No signup required.

📈

Rental Yield Calculator

Calculate gross and net rental yield on any SA investment property. Includes vacancy, management fees, rates, levies, maintenance and insurance.

Use Calculator →
💳

Bond Repayment Calculator

Calculate your exact monthly bond repayment and total interest. Model extra payments and see how they cut years off your term. Investor rental offset included.

Use Calculator →
📍

Transfer Cost Calculator

Transfer duty, conveyancing fees and bond registration costs — every rand you need to budget before making an offer. SA 2026 SARS brackets.

Use Calculator →
🏗️

Building Cost Calculator

Estimate residential construction costs across all 9 SA provinces. New builds, extensions and renovations — adjusted for finish level. 2026 rates.

Use Calculator →

Tools Hub

Browse by who you are, not just what you need.

Topics Hub

Or start from the question you actually came here to answer.

However you phrase it, whether "how much will it cost" or "what will this actually work out to," the topics below give you a real, itemised answer, not a guess.

See all 6 Topics →

Built for the South African Property Market

SA property investors face unique challenges. Most online calculators are built for UK or US markets and miss critical SA-specific costs. We fix that.

All calculations follow current SARS tax rules and South African transfer duty brackets.

Updated for the current prime interest rate of 10.50% affecting every bond calculation.

Covers sectional title, freehold, and commercial properties with SA-specific cost structures.

No signup, no credit card, no data stored. Just free tools that work instantly.

Why Property Investors Need Better Tools

South African property investors face unique challenges — transfer duty, Section 13sex deductions, and a volatile prime rate. Most online calculators are built for UK or US markets and miss critical SA-specific costs. SA Property Tools fills this gap with calculators built entirely around South African legislation, tax rules, and market data.

Property Investment Insights for South Africans

Real analysis. SA-specific data. No fluff.

How to calculate rental yield in South Africa — formula and worked example
Rental Yield

How to Calculate Rental Yield in South Africa (2026 Formula)

Gross and net yield formula with a full worked example using real SA numbers. Includes city benchmarks and a free calculator.

Read More →
Cape Town cityscape rental yield comparison SA cities
Rental Property

What Rental Yield Should You Expect in Durban, Cape Town, and Johannesburg?

City-by-city breakdown of gross and net rental yields with best suburbs for buy-to-let investors.

Read More →
South Africa city skyline — 2027 rental yield projections by city
Investment Strategy

2027 Best Rental Yield by City — South Africa

Data-driven projections: Centurion 13.0%, Fourways 11.9%, Observatory 11.8%. Full city-by-city analysis with macro drivers.

Read More →
Stay Informed

Get Monthly SA Property Insights

Rate changes, tax updates, and new tools — straight to your inbox. No spam, unsubscribe anytime.