Real analysis. SA-specific data. Written for landlords, buy-to-let investors, and portfolio builders.
First Home Finance pays R38,911–R169,265 toward your first home. Income brackets, who qualifies (including the dependant rule), how to apply through your bank, and what the subsidy can and cannot cover.
Gross and net yield formula explained with a full worked example using real SA numbers. Includes city benchmarks, an expense breakdown, and our free Rental Yield Calculator.
Which CoCs are legally required, which depend on your province, and what do they cost? ECC, gas, beetle, plumbing and pool certificate requirements with 2026 cost ranges.
We analyse rental yields, interest rates, vacancy rates, and market conditions to give you the real answer for 2026.
Read More →
Data-driven 2027 net yield projections. Centurion 13.0%, Fourways 11.9%, Observatory 11.8%. Full city-by-city analysis with macro drivers and buy-to-let strategy.
Read More →
City-by-city breakdown of gross and net rental yields with the best suburbs for buy-to-let investors in 2026.
Read More →
We compare costs, yields, capital growth, and practical considerations to help you choose the right structure.
Read More →
Own 5+ new residential units? SARS lets you deduct 5% of building cost from taxable income for 20 years.
Read More →
Every cost category you need to budget for — and the ones that catch new buy-to-let investors by surprise.
Read More →
Transfer duty, attorney fees, bond registration — a complete breakdown of every rand you pay at transfer.
Read More →
What managing agents actually cost, what they do, and when it makes financial sense to go it alone.
Read More →
A step-by-step framework for running the numbers on any SA investment property before you make an offer.
Read More →
Inclusion rates, annual exclusions, primary residence relief and how to minimise your CGT liability legally.
Read More →
Debt-to-income ratios, rental income treatment, and what separates approved investor bonds from declined ones.
Read More →
Suburb-by-suburb analysis of rental yields, tenant demand, and investment potential in the Durban metro.
Read More →
Your legal obligations as a landlord, tenant rights, lease agreements, and what you can and cannot do.
Read More →