Rental Yield Calculator — South Africa
Calculate your gross and net rental yield including all holding costs. Compare against SA benchmarks.
Rental Yield Calculator
Enter your property details below to calculate gross and net yield
Cost Breakdown
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* This calculator provides estimates only. Bond repayments, income tax on rental income, and capital growth are not included. Consult a financial advisor for full investment analysis.
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How to Use This Calculator
Enter your purchase price and monthly rent first — these two figures determine your gross yield. Then add your holding costs: vacancy rate (use 8% if unsure), managing agent fee (use 9% if using an agent), monthly rates, levies (sectional title only), maintenance budget, and insurance.
The calculator shows gross yield (before costs), net yield (after all costs), and your monthly and annual profit. Compare your gross yield against the SA benchmark: above 8% is strong, 6–8% is acceptable, below 6% is weak.
Want to See Full ROI Including Capital Growth?
Use our Property ROI Calculator to project your full return over 5 and 10 years.
Property ROI Calculator →What is Rental Yield?
Rental yield is the annual return you earn on an investment property expressed as a percentage of the property's purchase price. There are two types: gross yield (before costs) and net yield (after all holding costs).
Gross Yield = (Annual Rental Income ÷ Purchase Price) × 100
Net Yield = (Annual Net Income ÷ Purchase Price) × 100
What Is a Good Rental Yield in South Africa?
As a benchmark: below 6% gross is considered weak, 6–8% is acceptable, and above 8% gross is strong for South African residential property. Net yield of 4–6% after all costs is typical for well-located residential buy-to-let investments.