Property ROI Comparison Calculator
Compare total return, rental income plus capital growth, across up to 3 investment properties over 5 and 10 years.
Quick answer: Fill in Option A for one property, then add Option B and Option C to compare up to 3 investments at once and see 5-year and 10-year ROI side by side. Only comparing one property? Use the single Property ROI Calculator instead.
Compare Property ROI
Enter investment details for Option A, then optionally add up to 2 more to compare
Option A
* ROI is calculated on each option's deposit (equity invested). Capital growth and rental increases are projected estimates. Past performance does not guarantee future returns. CGT on sale is not included.
Improve Your ROI on Any Option
Even a 0.25% rate reduction meaningfully improves total ROI over a 10-year hold. Bond originators submit to multiple banks simultaneously and negotiate on your behalf, at no cost to you.
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How to Use This Comparison Tool
- Fill in Option AEnter the purchase price, deposit, rent, running costs, bond rate and growth assumptions for the property you want to analyse.
- Click + Compare Against Another OptionAdd Option B to weigh up a second property.
- Click + Compare A Third OptionAdd Option C if you have a third property to compare.
- Click Compare Property ROISee the 5-year and 10-year return for every option you filled in, side by side.
Why Compare ROI Across Multiple Properties?
Rental yield alone can be misleading when weighing up two properties, since it ignores capital growth entirely, and growth is often the larger share of total return in South Africa's stronger-appreciating suburbs. A property with a modest 6% yield in a high-growth node can outperform a 9%-yield property in a flat market once both are measured on total ROI over a real holding period.
This tool puts your shortlisted properties' 5-year and 10-year ROI side by side in one view, directly comparable rather than checked one at a time on the single-property Property ROI Calculator. Comparing options side by side also surfaces something a single calculator run can't: which property's advantage is front-loaded (strong at 5 years) versus which one compounds into a bigger lead by year 10.
Frequently Asked Questions
Up to 3. Fill in Option A on its own for a single result, or add Option B and Option C to compare 2 or 3 investment properties side by side, with the same 5-year and 10-year ROI figures for each.
Only the options you fill in are calculated and shown. Leave Option C empty and the results panel shows just Option A and Option B side by side, with no placeholder or blank column for the unused option.
A property that looks weaker at 5 years can overtake another by year 10, since capital growth compounds and upfront costs are amortised over a longer period. Comparing both horizons across your options, not just one, avoids picking the property that only looks best on a single timeframe.