Property ROI Comparison Calculator
Compare total return, rental income plus capital growth, across up to 3 investment properties over 5 and 10 years.
Quick answer: Fill in Option A for one property, then add Option B and Option C to compare up to 3 investments at once and see 5-year and 10-year ROI side by side. Only comparing one property? Use the single Property ROI Calculator instead.
Compare Property ROI
Enter investment details for Option A, then optionally add up to 2 more to compare
Option A
* ROI is calculated on each option's deposit (equity invested). Capital growth and rental increases are projected estimates. Past performance does not guarantee future returns. CGT on sale is not included.
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Even a 0.25% rate reduction meaningfully improves total ROI over a 10-year hold. Bond originators submit to multiple banks simultaneously and negotiate on your behalf, at no cost to you.
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How to Use This Comparison Tool
Start with Option A: purchase price, deposit, rent, running costs, bond rate and your growth assumptions for the property you're most seriously considering. Click "+ Compare Against Another Option" to add a second property, and again for a third. You only need to fill in the options you actually have.
Click Compare Property ROI to see both the 5-year and 10-year return for every option you filled in, side by side. Check both horizons, not just one: a property that looks weaker at 5 years can overtake another by year 10 once capital growth compounds and entry costs are amortised over a longer period.
Why Compare ROI Across Multiple Properties?
Rental yield alone can be misleading when weighing up two properties, since it ignores capital growth entirely, and growth is often the larger share of total return in South Africa's stronger-appreciating suburbs. A property with a modest 6% yield in a high-growth node can outperform a 9%-yield property in a flat market once both are measured on total ROI over a real holding period.
This tool puts your shortlisted properties' 5-year and 10-year ROI side by side in one view, directly comparable rather than checked one at a time on the single-property Property ROI Calculator. Comparing options side by side also surfaces something a single calculator run can't: which property's advantage is front-loaded (strong at 5 years) versus which one compounds into a bigger lead by year 10.