Built for the SA Market

Calculate Your Property Investment Returns

Free tools built specifically for South African landlords, buy-to-let investors, and property portfolio builders. No signup required.

R1.2T
SA residential property market value (Lightstone 2024)
7.2%
Average gross rental yield in Cape Town (PayProp 2024)
11.25%
Current prime lending rate affecting every bond calculation

8 Free Property Investment Calculators

Built for the South African market. No signup required.

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Rental Yield Calculator

Calculate gross and net yield on any SA investment property including all holding costs.

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Transfer Cost Calculator

Know exactly what you will pay in transfer duty and legal fees before you sign an offer.

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Bond Affordability Calculator

Find out how much a South African bank will lend you as an investor at current prime rate.

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Property ROI Calculator

Measure your full return including rental income and capital growth over 5 and 10 years.

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Rent vs Buy Calculator

Compare the true long-term cost of renting versus buying over any time period in SA.

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Sectional Title vs Freehold

Compare the ongoing costs, yields, and capital growth of levies versus full ownership.

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Section 13sex Calculator

Calculate your SARS tax deduction for owning 5 or more new residential rental units.

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Capital Gains Tax Calculator

Estimate your CGT liability when selling an investment property under current SARS rules.

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Built for the South African Property Market

SA property investors face unique challenges. Most online calculators are built for UK or US markets and miss critical SA-specific costs. We fix that.

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Current SARS Rules

All calculations follow current SARS tax rules and South African transfer duty brackets.

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2025/2026 Prime Rate

Updated for the current prime interest rate of 11.25% affecting every bond calculation.

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All Property Types

Covers sectional title, freehold, and commercial properties with SA-specific cost structures.

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No Registration

No signup, no credit card, no data stored. Just free tools that work instantly.

Why Property Investors Need Better Tools

South African property investors face unique challenges โ€” transfer duty, Section 13sex deductions, and a volatile prime rate. Most online calculators are built for UK or US markets and miss critical SA-specific costs. SA Property Tools fills this gap with calculators built entirely around South African legislation, tax rules, and market data.

Property Investment Insights for South Africans

Real analysis. SA-specific data. No fluff.

๐Ÿ Investment Strategy
Investment Strategy

Is Buy-to-Let Still Worth It in South Africa in 2026?

We analyse rental yields, interest rates, vacancy rates, and market conditions to give you the real answer.

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๐Ÿ“Rental Property
Rental Property

What Rental Yield Should You Expect in Durban, Cape Town, and Johannesburg?

City-by-city breakdown of gross and net rental yields with best suburbs for buy-to-let investors.

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โš–๏ธInvestment Strategy
Investment Strategy

Sectional Title vs Freehold: Which Is Better for Property Investors?

We compare costs, yields, capital growth, and practical considerations for SA property investors.

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